Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,549 | $39,245-62.9% | $64,105-77.3% | $52,331-72.2% |
| Participation rate | 50.8% | 58.2%-7.4pp | 68.2%-17.3pp | 68.1%-17.3pp |
| Annual return | -2.98% | 14.79%-17.8pp | 791.24%-794.2pp | 4.54%-7.5pp |
| Employer contribution / active EE | $559 | $736-24.0% | $1,820-69.3% | $1,882-70.3% |
| Participant deferral / active EE | $1,240 | $1,992-37.7% | $2,822-56.1% | $3,022-59.0% |
| Admin fee / account holder | $1,535 | $592+159.2% | $4,499-65.9% | $592+159.5% |