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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,974 | $105,866+7.7% | $90,766+25.6% | $134,545-15.3% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -22.24% | -10.99%-11.2pp | -12.16%-10.1pp | 418.37%-440.6pp |
| Employer contribution / active EE | $4,054 | $3,464+17.0% | $2,922+38.7% | $4,742-14.5% |
| Participant deferral / active EE | $9,669 | $5,217+85.3% | $4,565+111.8% | $6,401+51.0% |
| Admin fee / account holder | $2,417 | $13,938-82.7% | $8,446-71.4% | $11,431-78.9% |