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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,133 | $69,774+17.7% | $67,575+21.5% | $74,459+10.3% |
| Participation rate | 76.9% | 71.4%+5.5pp | 72.9%+4.0pp | 67.2%+9.6pp |
| Annual return | 14.52% | -40.53%+55.1pp | 3528.98%-3514.5pp | 1369.70%-1355.2pp |
| Employer contribution / active EE | $2,689 | $2,710-0.8% | $2,736-1.7% | $2,626+2.4% |
| Participant deferral / active EE | $7,225 | $3,636+98.7% | $4,003+80.5% | $4,350+66.1% |
| Admin fee / account holder | $501 | $890-43.7% | $3,993-87.4% | $1,945-74.2% |