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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,795 | $65,582+14.0% | $64,097+16.7% | $71,529+4.6% |
| Participation rate | 78.0% | 73.2%+4.8pp | 72.3%+5.7pp | 67.9%+10.1pp |
| Annual return | 20.62% | 18.96%+1.7pp | 33.75%-13.1pp | 28.97%-8.4pp |
| Employer contribution / active EE | $2,540 | $2,671-4.9% | $2,750-7.6% | $2,590-1.9% |
| Participant deferral / active EE | $7,312 | $3,628+101.5% | $3,881+88.4% | $4,291+70.4% |
| Admin fee / account holder | $386 | $616-37.3% | $3,070-87.4% | $1,588-75.7% |