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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,493 | $112,131-79.0% | $95,964-75.5% | $158,982-85.2% |
| Participation rate | 78.3% | 79.0%-0.7pp | 77.1%+1.2pp | 82.0%-3.7pp |
| Annual return | 11.83% | 171.19%-159.4pp | 91.64%-79.8pp | 302.99%-291.2pp |
| Employer contribution / active EE | $1,820 | $3,199-43.1% | $2,541-28.4% | $4,763-61.8% |
| Participant deferral / active EE | $2,771 | $4,784-42.1% | $4,167-33.5% | $5,983-53.7% |
| Admin fee / account holder | $372 | $10,136-96.3% | $6,797-94.5% | $11,252-96.7% |