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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,858 | $78,694-77.3% | $67,652-73.6% | $125,389-85.8% |
| Participation rate | 90.5% | 78.8%+11.7pp | 75.7%+14.8pp | 83.2%+7.3pp |
| Annual return | -2.07% | 9.46%-11.5pp | 6625.40%-6627.5pp | 282.24%-284.3pp |
| Employer contribution / active EE | $0 | $3,044-100.0% | $2,266-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $1,991 | $4,292-53.6% | $3,560-44.1% | $5,352-62.8% |
| Admin fee / account holder | $1,955 | $7,403-73.6% | $4,821-59.4% | $9,541-79.5% |