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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,870 | $124,330-66.3% | $109,173-61.6% | $167,536-75.0% |
| Participation rate | 90.9% | 79.5%+11.5pp | 75.9%+15.0pp | 82.1%+8.8pp |
| Annual return | 14.04% | 26.04%-12.0pp | 25.75%-11.7pp | 478.82%-464.8pp |
| Employer contribution / active EE | $1,177 | $4,209-72.0% | $3,723-68.4% | $4,839-75.7% |
| Participant deferral / active EE | $3,366 | $5,256-36.0% | $4,654-27.7% | $6,342-46.9% |
| Admin fee / account holder | $502 | $7,974-93.7% | $6,755-92.6% | $12,315-95.9% |