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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,353 | $115,814-72.9% | $101,275-69.0% | $158,982-80.3% |
| Participation rate | 86.7% | 79.4%+7.3pp | 75.8%+10.9pp | 82.0%+4.7pp |
| Annual return | 1.33% | 56.16%-54.8pp | 46.48%-45.2pp | 302.99%-301.7pp |
| Employer contribution / active EE | $828 | $4,176-80.2% | $3,660-77.4% | $4,763-82.6% |
| Participant deferral / active EE | $2,462 | $4,958-50.3% | $4,371-43.7% | $5,983-58.8% |
| Admin fee / account holder | $39,836 | $7,249+449.6% | $5,948+569.7% | $11,252+254.0% |