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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,379 | $57,330+137.9% | $86,656+57.4% | $75,177+81.4% |
| Participation rate | 88.1% | 63.2%+24.9pp | 71.7%+16.4pp | 67.2%+20.9pp |
| Annual return | 15.86% | 2675.40%-2659.5pp | 593.09%-577.2pp | 160.75%-144.9pp |
| Employer contribution / active EE | $0 | $2,316-100.0% | $3,025-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $7,135 | $3,320+114.9% | $4,439+60.7% | $4,126+72.9% |
| Admin fee / account holder | $6,577 | $4,115+59.8% | $5,619+17.1% | $5,651+16.4% |