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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,987 | $60,139+72.9% | $90,461+15.0% | $79,856+30.2% |
| Participation rate | 95.9% | 65.0%+30.9pp | 72.7%+23.2pp | 69.6%+26.3pp |
| Annual return | 8.84% | 71.96%-63.1pp | 1294.76%-1285.9pp | 31.71%-22.9pp |
| Employer contribution / active EE | $3,739 | $2,069+80.7% | $3,264+14.6% | $2,471+51.3% |
| Participant deferral / active EE | $4,848 | $2,939+64.9% | $3,964+22.3% | $3,741+29.6% |
| Admin fee / account holder | $1,751 | $3,978-56.0% | $5,617-68.8% | $5,306-67.0% |