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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,025,548 | $149,754+584.8% | $118,934+762.3% | $158,931+545.3% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 1.59% | 19.95%-18.4pp | 35.88%-34.3pp | 302.86%-301.3pp |
| Employer contribution / active EE | $39,183 | $4,116+851.9% | $3,263+1100.8% | $4,761+722.9% |
| Participant deferral / active EE | $22,750 | $5,224+335.5% | $4,265+433.4% | $5,982+280.3% |
| Admin fee / account holder | $225 | $8,603-97.4% | $6,580-96.6% | $11,247-98.0% |