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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP8+ years Service code 12 · EIN 93-1253576 | Recordkeeping and information managem... | $68,184 |
LPL FINANCIAL3 years Filed as: FINANCIAL ADVOCATES INVESTMENT MGMT Service code 27 · EIN 27-0435466 | Advisory (Plan) | $38,725 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,223 | $42,367+108.2% | $79,580+10.9% | $64,819+36.1% |
| Participation rate | 62.0% | 64.7%-2.7pp | 69.5%-7.5pp | 71.5%-9.5pp |
| Annual return | -15.40% | -12.23%-3.2pp | 0.15%-15.6pp | 32.84%-48.2pp |
| Employer contribution / active EE | $1,002 | $1,181-15.2% | $2,413-58.5% | $2,507-60.0% |
| Participant deferral / active EE | $3,884 | $3,170+22.5% | $3,985-2.6% | $4,311-9.9% |
| Admin fee / account holder | $133 | $160-16.9% | $6,835-98.1% | $188-29.4% |