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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,423 | $86,294+24.5% | $111,303-3.5% | $85,856+25.1% |
| Participation rate | 84.9% | 73.3%+11.6pp | 77.3%+7.6pp | 69.3%+15.6pp |
| Annual return | 10.79% | 19.99%-9.2pp | 54.66%-43.9pp | 318.58%-307.8pp |
| Employer contribution / active EE | $2,278 | $2,043+11.5% | $2,731-16.6% | $2,565-11.2% |
| Participant deferral / active EE | $6,776 | $3,641+86.1% | $4,487+51.0% | $3,952+71.4% |
| Admin fee / account holder | $6,089 | $8,189-25.6% | $7,966-23.6% | $6,261-2.7% |