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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,336 | $96,643+161.1% | $86,617+191.3% | $139,456+80.9% |
| Participation rate | 88.9% | 74.4%+14.5pp | 71.7%+17.2pp | 80.3%+8.6pp |
| Annual return | 17.32% | 106.57%-89.3pp | 591.91%-574.6pp | 373.45%-356.1pp |
| Employer contribution / active EE | $0 | $3,264-100.0% | $3,023-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $4,536 | $4,835-6.2% | $4,437+2.2% | $6,711-32.4% |
| Admin fee / account holder | $8,504 | $6,406+32.8% | $5,613+51.5% | $11,407-25.4% |