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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP5 years Service code 12 · EIN 93-1253576 | Recordkeeping and information managem... | $24,959 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,828 | $76,669-59.8% | $96,520-68.1% | $71,495-56.9% |
| Participation rate | 78.2% | 66.6%+11.6pp | 74.3%+3.8pp | 67.9%+10.2pp |
| Annual return | 17.32% | 48.29%-31.0pp | 35.72%-18.4pp | 28.85%-11.5pp |
| Employer contribution / active EE | $630 | $3,031-79.2% | $3,739-83.1% | $2,589-75.7% |
| Participant deferral / active EE | $4,820 | $3,771+27.8% | $4,879-1.2% | $4,291+12.3% |
| Admin fee / account holder | $170 | $2,028-91.6% | $6,733-97.5% | $1,588-89.3% |