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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,526 | $115,225-80.5% | $100,712-77.6% | $138,895-83.8% |
| Participation rate | 40.9% | 74.3%-33.4pp | 69.3%-28.4pp | 79.9%-39.0pp |
| Annual return | 21.51% | 40.35%-18.8pp | 33.27%-11.8pp | 145.39%-123.9pp |
| Employer contribution / active EE | $0 | $2,771-100.0% | $2,313-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $2,287 | $4,699-51.3% | $4,085-44.0% | $6,396-64.2% |
| Admin fee / account holder | $78 | $10,844-99.3% | $9,256-99.2% | $12,562-99.4% |