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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,657 | $59,819+48.2% | $79,583+11.4% | $68,490+29.4% |
| Participation rate | 61.1% | 61.1%0pp | 69.5%-8.4pp | 67.9%-6.8pp |
| Annual return | -19.24% | -12.30%-6.9pp | 0.16%-19.4pp | -7.85%-11.4pp |
| Employer contribution / active EE | $1,200 | $1,505-20.3% | $2,414-50.3% | $2,597-53.8% |
| Participant deferral / active EE | $3,764 | $3,025+24.4% | $3,986-5.6% | $4,028-6.5% |
| Admin fee / account holder | $11,080 | $4,835+129.1% | $6,835+62.1% | $5,403+105.1% |