Retirement plan

UNIVERSAL LAND 401(K) PROFIT SHARING PLAN AND TRUST

Name: UNIVERSAL LAND CONSTRUCTION COMPANY - UNIVERSAL LAND 401(K) PROFIT SHARING PLAN AND TRUST (2017) Form 5500
Creator: UNIVERSAL LAND CONSTRUCTION COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, UNIVERSAL LAND 401(K) PROFIT SHARING PLAN AND TRUST, UNIVERSAL LAND CONSTRUCTION COMPANY

UNIVERSAL LAND CONSTRUCTION COMPANYEIN 91-0952492Plan #004PY 2017

PO BOX 329 - WOODINVILLE, WA 98072425-483-6200uni-land.comLinkedIn11-50 employeesaccounting

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$12.4M

+12.9% from 2016

Total participants

131

+10.1% from 2016

Average account balance

$103,924

+1.5% from 2016

Annual return

17.96%

+12.87 pp from 2016

Benchmarks

See 14,319 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants25-99

Cohort14,319 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$15.01M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$90K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

167

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.05M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$16K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.68%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$255

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
TRANSAMERICA RETIREMENT SOLUTIONS3+ years Service code 12 · EIN 13-3689044	Direct payment from the plan; Partici...	$17,614
NATIONAL FINANCIAL SERVICES3+ years Service code 33 · EIN 04-3523567	Participant loan processing; Valuatio...	$0

Plan features & details

Pension benefit codes2F2G2J2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$34K

$363 / participant

Investment mgmt$17K48.9%
Other / not subdivided$18K51.1%

% of EOY assets

0.279%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: SMITH & DEKAY P.S
Auditor EIN: 911343765
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$103,924

$63,342+64.1%

$92,235+12.7%

$70,131+48.2%

Participation rate

87.4%

68.7%+18.7pp

76.5%+10.9pp

69.5%+17.8pp

Annual return

17.96%

530.15%-512.2pp

176.28%-158.3pp

73.14%-55.2pp

Employer contribution / active EE

$2,263

$2,471-8.4%

$3,679-38.5%

$2,342-3.4%

Participant deferral / active EE

$4,733

$2,854+65.9%

$3,897+21.5%

$3,332+42.1%

Admin fee / account holder

$290

$3,840-92.5%

$5,194-94.4%

$4,645-93.8%

Provider

Service type

Compensation

TRANSAMERICA RETIREMENT SOLUTIONS3+ years

Service code 12 · EIN 13-3689044

Direct payment from the plan; Partici...

$17,614

NATIONAL FINANCIAL SERVICES3+ years

Service code 33 · EIN 04-3523567

Participant loan processing; Valuatio...

UNIVERSAL LAND 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

UNIVERSAL LAND 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion