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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,108 | $149,040-75.8% | $120,225-70.0% | $137,256-73.7% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 9.04% | 605.68%-596.6pp | 439.23%-430.2pp | 220.34%-211.3pp |
| Employer contribution / active EE | $5,796 | $4,350+33.2% | $3,475+66.8% | $4,156+39.4% |
| Participant deferral / active EE | $10,600 | $4,655+127.7% | $3,999+165.1% | $6,407+65.4% |
| Admin fee / account holder | $762 | $6,348-88.0% | $5,696-86.6% | $12,270-93.8% |