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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,045 | $154,754-79.9% | $124,206-75.0% | $138,895-77.6% |
| Participation rate | 22.2% | 75.5%-53.3pp | 69.6%-47.4pp | 79.9%-57.7pp |
| Annual return | 15.87% | 709.28%-693.4pp | 515.27%-499.4pp | 145.39%-129.5pp |
| Employer contribution / active EE | $1,996 | $4,446-55.1% | $3,540-43.6% | $4,194-52.4% |
| Participant deferral / active EE | $1,180 | $4,621-74.5% | $3,968-70.3% | $6,396-81.6% |
| Admin fee / account holder | $2,333 | $6,690-65.1% | $5,929-60.7% | $12,562-81.4% |