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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,302 | $99,345-27.2% | $84,753-14.7% | $273,972-73.6% |
| Participation rate | 93.8% | 80.7%+13.1pp | 76.6%+17.2pp | 83.0%+10.7pp |
| Annual return | 6.12% | 22.93%-16.8pp | 22.78%-16.7pp | 41.46%-35.3pp |
| Employer contribution / active EE | $8,527 | $4,214+102.4% | $3,574+138.6% | $4,869+75.1% |
| Participant deferral / active EE | $2,334 | $4,270-45.3% | $3,712-37.1% | $5,287-55.8% |
| Admin fee / account holder | $6,554 | $6,645-1.4% | $5,333+22.9% | $10,133-35.3% |