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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,728 | $47,448-62.6% | $94,993-81.3% | $62,293-71.5% |
| Participation rate | 100.0% | 66.5%+33.5pp | 73.9%+26.1pp | 69.5%+30.5pp |
| Annual return | 148.89% | 22.64%+126.3pp | 27.14%+121.7pp | 28.90%+120.0pp |
| Employer contribution / active EE | $901 | $1,300-30.7% | $2,603-65.4% | $2,042-55.9% |
| Participant deferral / active EE | $1,235 | $2,375-48.0% | $3,317-62.8% | $3,169-61.0% |
| Admin fee / account holder | $229 | $434-47.3% | $4,960-95.4% | $479-52.3% |