Filed January 10, 1997
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $7,436 |
ADP BROKER-DEALER1 year Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,365 | $79,428-61.8% | $106,548-71.5% | $79,386-61.8% |
| Participation rate | 69.0% | 74.1%-5.1pp | 76.1%-7.1pp | 70.7%-1.7pp |
| Annual return | 13.03% | 18.27%-5.2pp | 26.80%-13.8pp | 116.85%-103.8pp |
| Employer contribution / active EE | $431 | $2,234-80.7% | $2,819-84.7% | $2,427-82.2% |
| Participant deferral / active EE | $2,353 | $3,823-38.4% | $4,398-46.5% | $4,046-41.8% |
| Admin fee / account holder | $127 | $523-75.6% | $7,407-98.3% | $626-79.7% |