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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,785 | $78,707+39.5% | $117,861-6.9% | $70,126+56.6% |
| Participation rate | 61.4% | 73.2%-11.8pp | 79.7%-18.3pp | 69.5%-8.1pp |
| Annual return | 16.69% | 23.30%-6.6pp | 335.11%-318.4pp | 73.15%-56.5pp |
| Employer contribution / active EE | $2,268 | $2,223+2.0% | $3,786-40.1% | $2,343-3.2% |
| Participant deferral / active EE | $5,239 | $3,297+58.9% | $4,482+16.9% | $3,332+57.2% |
| Admin fee / account holder | $2,155 | $5,066-57.5% | $8,021-73.1% | $4,645-53.6% |