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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,036 | $64,729-4.2% | $112,263-44.7% | $68,490-9.4% |
| Participation rate | 97.5% | 67.2%+30.3pp | 75.1%+22.4pp | 67.9%+29.6pp |
| Annual return | -16.59% | -11.40%-5.2pp | 27.49%-44.1pp | -7.85%-8.7pp |
| Employer contribution / active EE | $2,852 | $2,746+3.9% | $3,636-21.6% | $2,597+9.8% |
| Participant deferral / active EE | $1,689 | $3,566-52.6% | $4,729-64.3% | $4,028-58.1% |
| Admin fee / account holder | $3,106 | $5,222-40.5% | $6,410-51.5% | $5,403-42.5% |