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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,793 | $115,814+4.3% | $101,275+19.3% | $158,982-24.0% |
| Participation rate | 60.9% | 79.4%-18.5pp | 75.8%-14.9pp | 82.0%-21.1pp |
| Annual return | 12.31% | 56.16%-43.8pp | 46.48%-34.2pp | 302.99%-290.7pp |
| Employer contribution / active EE | $1,951 | $4,176-53.3% | $3,660-46.7% | $4,763-59.0% |
| Participant deferral / active EE | $3,982 | $4,958-19.7% | $4,371-8.9% | $5,983-33.4% |
| Admin fee / account holder | $1,955 | $7,249-73.0% | $5,948-67.1% | $11,252-82.6% |