Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,596 | $84,233-55.4% | $170,436-77.9% | $70,131-46.4% |
| Participation rate | 37.1% | 70.8%-33.7pp | 83.6%-46.5pp | 69.5%-32.4pp |
| Annual return | 11.28% | 23.06%-11.8pp | 205.94%-194.7pp | 73.14%-61.9pp |
| Employer contribution / active EE | $314 | $3,387-90.7% | $5,433-94.2% | $2,342-86.6% |
| Participant deferral / active EE | $875 | $3,086-71.6% | $4,939-82.3% | $3,332-73.7% |
| Admin fee / account holder | $6,120 | $5,698+7.4% | $13,880-55.9% | $4,645+31.7% |