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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,097 | $71,230-70.4% | $93,727-77.5% | $80,959-73.9% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.7%+32.3pp |
| Annual return | 12.54% | 11.26%+1.3pp | 133.83%-121.3pp | 35.67%-23.1pp |
| Employer contribution / active EE | $4,856 | $1,565+210.2% | $2,421+100.5% | $2,757+76.1% |
| Participant deferral / active EE | $1,870 | $4,037-53.7% | $4,417-57.7% | $4,300-56.5% |
| Admin fee / account holder | $1,301 | $6,961-81.3% | $8,292-84.3% | $6,925-81.2% |