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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,986 | $70,587+7.6% | $124,693-39.1% | $85,856-11.5% |
| Participation rate | 86.2% | 64.4%+21.8pp | 74.6%+11.6pp | 69.3%+16.9pp |
| Annual return | 13.00% | 20688.83%-20675.8pp | 5144.19%-5131.2pp | 318.58%-305.6pp |
| Employer contribution / active EE | $1,520 | $1,913-20.5% | $3,324-54.3% | $2,565-40.7% |
| Participant deferral / active EE | $2,221 | $2,969-25.2% | $4,615-51.9% | $3,952-43.8% |
| Admin fee / account holder | $912 | $5,282-82.7% | $7,494-87.8% | $6,261-85.4% |