Filed January 9, 2026 (most recent of 2 filings on file)
Total covered: 91 employees
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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 17 · EIN 13-5674085 | Pension Consulting | $69,640 |
Service code 13 · EIN 42-0127290 | Contract Administrator | $56,812 |
Filed as: MERRILL LYNCH LIFE AGENCY INC Service code 49 · EIN 13-2808480 | Other Services | $16,882 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,627 | $88,122+91.4% | $141,197+19.4% | $67,582+149.5% |
| Participation rate | 90.7% | 76.5%+14.3pp | 82.5%+8.2pp | 71.3%+19.4pp |
| Annual return | 23.34% | 75.40%-52.1pp | 71.41%-48.1pp | 378.57%-355.2pp |
| Employer contribution / active EE | $5,191 | $3,224+61.0% | $4,736+9.6% | $2,148+141.7% |
| Participant deferral / active EE | $10,155 | $5,958+70.4% | $6,710+51.3% | $3,539+186.9% |
| Admin fee / account holder | $215 | $131+64.3% | $10,265-97.9% | $142+51.1% |