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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,501 | $40,264-6.9% | $57,349-34.6% | $59,633-37.1% |
| Participation rate | 27.5% | 69.2%-41.7pp | 75.1%-47.6pp | 68.7%-41.2pp |
| Annual return | -0.81% | 27.51%-28.3pp | 24.40%-25.2pp | 2041.40%-2042.2pp |
| Employer contribution / active EE | $676 | $1,922-64.8% | $2,689-74.9% | $2,203-69.3% |
| Participant deferral / active EE | $1,722 | $2,400-28.2% | $3,162-45.5% | $3,192-46.0% |
| Admin fee / account holder | $3,168 | $2,819+12.4% | $3,356-5.6% | $4,297-26.3% |