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| Provider | Service type | Compensation |
|---|---|---|
WASHINGTON TRUST BANK2+ years Service code 99 · EIN 91-0462347 717 WEST SPRAGUE · SPOKANE, WA 99201 | Other Fees | $41,177 |
LPL FINANCIAL2+ years Filed as: LPL FINANCIAL AXA ADVISORS Service code 26 10500 NE 7TH STREET · BELLEVUE, WA 98004 | Advisory (Participants) | $14,618 |
WESTMINSTER CONSULTING, LLC2+ years Filed as: WESTMINSTER FINANCIAL COMPANIES Service code 26 865 SOUTH DIXIE DRIVE · VANDALIO, OH 45377 | Advisory (Participants) | $12,982 |
Service code 26 601 108TH AVE NE STE 2100 · BELLEVUE, WA 98004 | Advisory (Participants) | $11,735 |
HELMSMAN FINANCIAL GROUP2+ years Service code 26 17330 135TH AVE NE STE 2A · WOODINVILLE, WA 98072 | Advisory (Participants) | $6,451 |
KMS FINANCIAL2+ years Filed as: KMS FINANCIAL - SALLY MCCRAY Service code 26 11004 NE 11TH STREET · BELLEVUE, WA 98004 | Advisory (Participants) | $6,297 |
CAMBRIDGE INVESTMENT RESEARCH2+ years Service code 26 30 SPRINGHILL FARM CT · COCKEYSVILLE, ME 21030 | Advisory (Participants) | $5,539 |
CHURCHILL MANAGEMENT GROUP2+ years Service code 26 5900 WILSHIRE BLVD · LOS ANGELES, CA 90036 | Advisory (Participants) | $5,398 |
CLIFTONLARSONALLEN LLP1 year Filed as: CLIFTON LARSON ALLEN WEALTH ADVISOR Service code 26 601 WEST RIVERSIDE AVE · SPOKANE, WA 992010622 | Advisory (Participants) | $5,023 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,998 | $46,732+242.4% | $156,551+2.2% | $55,167+190.0% |
| Participation rate | 99.5% | 65.8%+33.7pp | 84.0%+15.5pp | 69.0%+30.5pp |
| Annual return | 6.25% | 17.72%-11.5pp | 32.23%-26.0pp | 169.23%-163.0pp |
| Employer contribution / active EE | $7,232 | $2,105+243.6% | $5,501+31.5% | $1,963+268.5% |
| Participant deferral / active EE | $7,102 | $2,204+222.2% | $4,871+45.8% | $3,054+132.5% |
| Admin fee / account holder | $455 | $418+8.8% | $13,028-96.5% | $504-9.6% |