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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,138 | $39,243-43.6% | $80,784-72.6% | $79,389-72.1% |
| Participation rate | 21.2% | 41.0%-19.8pp | 54.2%-32.9pp | 70.7%-49.5pp |
| Annual return | 19.04% | 98.95%-79.9pp | 87.31%-68.3pp | 116.89%-97.8pp |
| Employer contribution / active EE | $584 | $593-1.5% | $1,160-49.6% | $2,428-75.9% |
| Participant deferral / active EE | $1,038 | $1,262-17.8% | $2,145-51.6% | $4,046-74.4% |
| Admin fee / account holder | $0 | $647-100.0% | $3,380-100.0% | $626-100.0% |