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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,561 | $34,316-80.9% | $74,723-91.2% | $72,976-91.0% |
| Participation rate | 20.7% | 42.4%-21.8pp | 54.5%-33.8pp | 69.5%-48.8pp |
| Annual return | 0.00% | 26.58%-26.6pp | 753.18%-753.2pp | 81.02%-81.0pp |
| Employer contribution / active EE | $508 | $692-26.5% | $1,084-53.1% | $2,440-79.2% |
| Participant deferral / active EE | $873 | $1,272-31.4% | $1,962-55.5% | $3,608-75.8% |
| Admin fee / account holder | $0 | $2,125-100.0% | $3,335-100.0% | $5,124-100.0% |