Retirement plan

SENIOR SERVICES DEFINED CONTRIBUTION PLAN

Name: SENIOR SERVICES - SENIOR SERVICES DEFINED CONTRIBUTION PLAN (2015) Form 5500
Creator: SENIOR SERVICES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SENIOR SERVICES DEFINED CONTRIBUTION PLAN, SENIOR SERVICES

SENIOR SERVICESEIN 91-0823767Plan #002PY 2015

2208 SECOND AVENUE, SUITE 100 - SEATTLE, WA 981212055206-727-6204tonegeneratoronline.netLinkedIn201-500 employeesnon-profit organization management

Prospect flagsFailed to transmit contributionsCorrective distributions

How to read this page

Total assets (EOY)

$7M

No prior year

Total participants

269

No prior year

Average account balance

$32,929

No prior year

Annual return

-1.41%

No prior year

Benchmarks

See 1,412 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort1,412 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.99M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$36K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

250

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.15M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.08%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$115

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
BAC CAPITAL ADVISORS, LLC1+ years Service code 26 · EIN 91-1999591 1200 FIFTH AVENUE, SUITE 1100 · SEATTLE, WA 98101	Advisory (Participants)	$24,697
BENEFIT ADMINISTRATION, INC.1+ years Filed as: BENEFIT ADMINISTRATION COMPANY, LLC Service code 13 · EIN 91-1999591 1200 FIFTH AVENUE, SUITE 1100 · SEATTLE, WA 98101	Contract Administrator	$14,329
NATIONAL FINANCIAL SERVICES1+ years Filed as: NATIONAL FINANCIAL SERVICES, INC. Service code 19 · EIN 04-3523567	Securities Custodian	$6,145
MORGAN STANLEY SMITH BARNEY1+ years Filed as: MORGAN STANLEY Service code 26 TWO UNION SQUARE · SEATTLE, WA 98101	Advisory (Participants)	$3,000

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$48K

$233 / participant

Investment mgmt$31K64.0%
Contract admin$14K29.7%
Other / not subdivided$3K6.2%

% of EOY assets

0.684%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: PETERSON SULLIVAN LLP
Auditor EIN: 910605875
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$32,929

$41,854-21.3%

$73,836-55.4%

$52,331-37.1%

Participation rate

73.4%

66.2%+7.2pp

73.4%0pp

68.1%+5.3pp

Annual return

-1.41%

2.11%-3.5pp

2268.06%-2269.5pp

4.54%-6.0pp

Employer contribution / active EE

$1,920-100.0%

$2,787-100.0%

$1,882-100.0%

Participant deferral / active EE

$2,913

$2,498+16.6%

$3,583-18.7%

$3,022-3.6%

Admin fee / account holder

$225

$493-54.3%

$4,882-95.4%

$592-62.0%

Provider

Service type

Compensation

BAC CAPITAL ADVISORS, LLC1+ years

Service code 26 · EIN 91-1999591

1200 FIFTH AVENUE, SUITE 1100 · SEATTLE, WA 98101

Advisory (Participants)

$24,697

BENEFIT ADMINISTRATION, INC.1+ years

Filed as: BENEFIT ADMINISTRATION COMPANY, LLC

Service code 13 · EIN 91-1999591

1200 FIFTH AVENUE, SUITE 1100 · SEATTLE, WA 98101

Contract Administrator

$14,329

NATIONAL FINANCIAL SERVICES1+ years

Filed as: NATIONAL FINANCIAL SERVICES, INC.

Service code 19 · EIN 04-3523567

Securities Custodian

$6,145

MORGAN STANLEY SMITH BARNEY1+ years

Filed as: MORGAN STANLEY

Service code 26

TWO UNION SQUARE · SEATTLE, WA 98101

Advisory (Participants)

$3,000

SENIOR SERVICES DEFINED CONTRIBUTION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SENIOR SERVICES DEFINED CONTRIBUTION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion