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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,249 | $109,344-65.9% | $89,400-58.3% | $158,950-76.6% |
| Participation rate | 54.5% | 74.3%-19.7pp | 68.0%-13.4pp | 82.0%-27.4pp |
| Annual return | 14.20% | 345.73%-331.5pp | 245.64%-231.4pp | 302.91%-288.7pp |
| Employer contribution / active EE | $1,007 | $3,170-68.2% | $2,586-61.1% | $4,762-78.9% |
| Participant deferral / active EE | $1,164 | $4,599-74.7% | $3,890-70.1% | $5,983-80.6% |
| Admin fee / account holder | $295 | $6,154-95.2% | $4,882-94.0% | $11,248-97.4% |