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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,791 | $73,988+320.1% | $96,538+221.9% | $75,177+313.4% |
| Participation rate | 92.0% | 66.4%+25.6pp | 74.3%+17.7pp | 67.2%+24.8pp |
| Annual return | 16.92% | 26.73%-9.8pp | 35.74%-18.8pp | 160.75%-143.8pp |
| Employer contribution / active EE | $7,591 | $2,930+159.1% | $3,740+103.0% | $2,671+184.2% |
| Participant deferral / active EE | $16,286 | $3,660+344.9% | $4,880+233.7% | $4,126+294.7% |
| Admin fee / account holder | $2,505 | $5,220-52.0% | $6,737-62.8% | $5,651-55.7% |