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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,529 | $64,729+300.9% | $112,263+131.2% | $68,490+278.9% |
| Participation rate | 96.3% | 67.2%+29.1pp | 75.1%+21.2pp | 67.9%+28.4pp |
| Annual return | -15.55% | -11.40%-4.1pp | 27.49%-43.0pp | -7.85%-7.7pp |
| Employer contribution / active EE | $6,931 | $2,746+152.4% | $3,636+90.6% | $2,597+166.9% |
| Participant deferral / active EE | $14,057 | $3,566+294.3% | $4,729+197.2% | $4,028+249.0% |
| Admin fee / account holder | $7,991 | $5,222+53.0% | $6,410+24.7% | $5,403+47.9% |