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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,610 | $48,050-7.2% | $85,969-48.1% | $59,633-25.2% |
| Participation rate | 88.5% | 64.5%+24.0pp | 76.5%+11.9pp | 68.7%+19.8pp |
| Annual return | -6.45% | 0.29%-6.7pp | 9.32%-15.8pp | 2041.45%-2047.9pp |
| Employer contribution / active EE | $4,194 | $1,640+155.8% | $3,474+20.7% | $2,203+90.4% |
| Participant deferral / active EE | $3,616 | $2,249+60.7% | $3,829-5.6% | $3,192+13.3% |
| Admin fee / account holder | $13,281 | $3,206+314.2% | $6,053+119.4% | $4,297+209.1% |