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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,239 | $60,139-41.4% | $90,461-61.0% | $79,856-55.9% |
| Participation rate | 96.0% | 65.0%+31.0pp | 72.7%+23.3pp | 69.6%+26.4pp |
| Annual return | 17.66% | 71.96%-54.3pp | 1294.76%-1277.1pp | 31.71%-14.0pp |
| Employer contribution / active EE | $2,401 | $2,069+16.1% | $3,264-26.4% | $2,471-2.8% |
| Participant deferral / active EE | $2,374 | $2,939-19.2% | $3,964-40.1% | $3,741-36.5% |
| Admin fee / account holder | $1,055 | $3,978-73.5% | $5,617-81.2% | $5,306-80.1% |