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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,239 | $60,119-41.4% | $90,414-61.0% | $79,860-55.9% |
| Participation rate | 96.0% | 65.0%+31.0pp | 72.7%+23.3pp | 69.6%+26.4pp |
| Annual return | 17.66% | 71.94%-54.3pp | 1293.19%-1275.5pp | 31.72%-14.1pp |
| Employer contribution / active EE | $2,401 | $2,068+16.1% | $3,262-26.4% | $2,471-2.8% |
| Participant deferral / active EE | $2,374 | $2,938-19.2% | $3,963-40.1% | $3,740-36.5% |
| Admin fee / account holder | $1,055 | $3,976-73.5% | $5,611-81.2% | $5,306-80.1% |