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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,866 | $85,766-45.4% | $136,298-65.6% | $70,126-33.2% |
| Participation rate | 60.6% | 74.2%-13.5pp | 81.9%-21.3pp | 69.5%-8.9pp |
| Annual return | 15.31% | 31.46%-16.1pp | 5156.27%-5141.0pp | 73.15%-57.8pp |
| Employer contribution / active EE | $701 | $2,966-76.4% | $4,696-85.1% | $2,343-70.1% |
| Participant deferral / active EE | $2,802 | $5,051-44.5% | $6,247-55.1% | $3,332-15.9% |
| Admin fee / account holder | $8,737 | $5,421+61.2% | $9,244-5.5% | $4,645+88.1% |