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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,500 | $78,636+97.7% | $105,607+47.2% | $74,459+108.8% |
| Participation rate | 67.0% | 72.8%-5.8pp | 75.3%-8.3pp | 67.2%-0.2pp |
| Annual return | 11.86% | 15.96%-4.1pp | 116.11%-104.2pp | 1369.70%-1357.8pp |
| Employer contribution / active EE | $1,568 | $2,523-37.9% | $3,167-50.5% | $2,626-40.3% |
| Participant deferral / active EE | $3,447 | $4,322-20.2% | $5,011-31.2% | $4,350-20.8% |
| Admin fee / account holder | $91,371 | $2,220+4015.7% | $10,958+733.8% | $1,945+4598.3% |