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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,332 | $71,534+212.2% | $98,462+126.8% | $71,529+212.2% |
| Participation rate | 60.7% | 72.7%-11.9pp | 75.2%-14.4pp | 67.9%-7.2pp |
| Annual return | 21.65% | 32.44%-10.8pp | 21.17%+0.5pp | 28.97%-7.3pp |
| Employer contribution / active EE | $1,461 | $2,399-39.1% | $3,049-52.1% | $2,590-43.6% |
| Participant deferral / active EE | $3,381 | $4,109-17.7% | $4,738-28.6% | $4,291-21.2% |
| Admin fee / account holder | $6,819 | $1,677+306.7% | $8,875-23.2% | $1,588+329.3% |