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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,331 | $94,031+79.0% | $115,768+45.4% | $82,448+104.2% |
| Participation rate | 66.3% | 70.4%-4.1pp | 74.4%-8.1pp | 68.1%-1.7pp |
| Annual return | 18.73% | 20.61%-1.9pp | 100.46%-81.7pp | 41.64%-22.9pp |
| Employer contribution / active EE | $1,762 | $2,323-24.2% | $2,940-40.1% | $2,551-30.9% |
| Participant deferral / active EE | $3,985 | $3,972+0.3% | $4,917-18.9% | $4,139-3.7% |
| Admin fee / account holder | $28,603 | $10,249+179.1% | $12,439+129.9% | $7,234+295.4% |