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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,805 | $45,438-58.6% | $80,004-76.5% | $59,633-68.5% |
| Participation rate | 69.0% | 63.7%+5.3pp | 73.0%-4.0pp | 68.7%+0.4pp |
| Annual return | -2.94% | 5.10%-8.0pp | 7.63%-10.6pp | 2041.45%-2044.4pp |
| Employer contribution / active EE | $945 | $1,236-23.5% | $2,473-61.8% | $2,203-57.1% |
| Participant deferral / active EE | $1,995 | $2,231-10.6% | $3,204-37.7% | $3,192-37.5% |
| Admin fee / account holder | $284 | $3,464-91.8% | $5,033-94.3% | $4,297-93.4% |