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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,855 | $89,370-54.3% | $141,197-71.1% | $72,976-44.0% |
| Participation rate | 83.3% | 75.1%+8.2pp | 82.5%+0.9pp | 69.5%+13.8pp |
| Annual return | 20.85% | 111.88%-91.0pp | 71.41%-50.6pp | 81.02%-60.2pp |
| Employer contribution / active EE | $1,095 | $3,115-64.9% | $4,736-76.9% | $2,440-55.1% |
| Participant deferral / active EE | $1,800 | $5,419-66.8% | $6,710-73.2% | $3,608-50.1% |
| Admin fee / account holder | $3,486 | $5,957-41.5% | $10,265-66.0% | $5,124-32.0% |