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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,904 | $76,634+27.8% | $56,054+74.7% | $145,978-32.9% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 11.05% | 3004.33%-2993.3pp | 1705.95%-1694.9pp | 550.52%-539.5pp |
| Employer contribution / active EE | $6,320 | $1,380+357.9% | $1,039+508.3% | $4,662+35.6% |
| Participant deferral / active EE | $3,016 | $2,622+15.0% | $1,952+54.5% | $6,690-54.9% |
| Admin fee / account holder | $414 | $3,321-87.5% | $2,822-85.3% | $13,400-96.9% |