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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,154 | $81,763-0.7% | $58,561+38.6% | $139,466-41.8% |
| Participation rate | 100.0% | 61.3%+38.7pp | 50.9%+49.1pp | 80.3%+19.7pp |
| Annual return | 15.97% | 7427.77%-7411.8pp | 4251.33%-4235.4pp | 373.66%-357.7pp |
| Employer contribution / active EE | $6,325 | $1,398+352.4% | $1,053+500.4% | $4,754+33.1% |
| Participant deferral / active EE | $3,309 | $2,555+29.5% | $1,923+72.0% | $6,712-50.7% |
| Admin fee / account holder | $310 | $3,273-90.5% | $2,520-87.7% | $11,409-97.3% |