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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $36,273 |
M HOLDING SECURITIES, INC.7 years Filed as: M HOLDING SECURITIES INC Service code 16 · EIN 91-1802259 | Consulting | $10,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,809 | $58,312+48.9% | $86,656+0.2% | $71,529+21.4% |
| Participation rate | 43.5% | 65.0%-21.6pp | 71.7%-28.2pp | 67.9%-24.5pp |
| Annual return | 13.98% | 24.08%-10.1pp | 593.09%-579.1pp | 28.97%-15.0pp |
| Employer contribution / active EE | $1,379 | $2,576-46.5% | $3,025-54.4% | $2,590-46.8% |
| Participant deferral / active EE | $2,800 | $3,439-18.6% | $4,439-36.9% | $4,291-34.8% |
| Admin fee / account holder | $373 | $1,057-64.7% | $5,619-93.4% | $1,588-76.5% |