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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $30,155 |
M HOLDING SECURITIES, INC.6 years Filed as: M HOLDING SECURITIES INC Service code 22 · EIN 91-1802259 | Insurance Broker | $10,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,496 | $51,223+39.6% | $82,763-13.6% | $66,949+6.8% |
| Participation rate | 54.6% | 67.9%-13.3pp | 72.6%-18.0pp | 69.8%-15.2pp |
| Annual return | -16.24% | -9.85%-6.4pp | 702.45%-718.7pp | 1.57%-17.8pp |
| Employer contribution / active EE | $1,704 | $2,611-34.7% | $3,008-43.4% | $2,545-33.1% |
| Participant deferral / active EE | $3,410 | $3,460-1.5% | $4,395-22.4% | $4,239-19.6% |
| Admin fee / account holder | $326 | $415-21.4% | $5,325-93.9% | $594-45.0% |